Study and work in the Czech Republic without worries. Complex health insurance ideal for those seeking long-term residence permit or long-term visa. The insurance is a law compliant proof of travel health insurance for foreigners and can be easily purchased online. 

Reasons to buy

Medical Consultations Online 24/7

Consultations of urgent health issues and specialists recommendations. 

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High Indemnity Limit

Complex Care Indemnity Limit of 25 million CZK

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Same-day purchase

Quick and easy online purchase from anywhere. Anytime. 


Purchase Online
Purchase online

The easiest way to get your insurance? Purchase through our app, pay by card and receive the contract immediately to your e-mail inbox. 

For whom is the insurance suitable

  • individuals, families and partners, who are not Czech citizens 
  • applicants for long-term residence permit or long-term visa (or its renewal) in the Czech Republic
  • private, work and study stays

What does the insurance cover

Travel Health Insurance for Foreigners covers study and work stays in the Czech Republic. The insurance is complex and can be arranged to the minimal extent of being a valid document of travel health insurance for stays of more than 90 days pursuant to § 180j of Act No.326/1999 Coll., on the foreigners stay in the territory of the Czech Republic, as amended. 

The insured has the option of arranging the extension of the insurance cover to the Schengen area, to the extent of necessary and urgent medical care for foreigners. 


Covered
  • Comprehensive health care in the Czech Republic
  • Transport to the nearest specialized health care facility
  • Repatriation or transport of remains of the insured to their country of origin
  • Essential stomatological treatment
  • Medication prescribed as part of outpatient care
  • Medical services related to the insured’s woman pregnancy and childbirth after qualifying period
  • Preventive care and mandatory vaccinations
  • Essential and urgent health care outside the Czech Republic, in the Schengen Area
  • 24/7 assistance service
Optional insurance
  • Pregnancy
  • Professional sport
  • Damage liability
Excluded
  • Loss events that occur before the insurance commencement or after its expiration
  • Loss events that happen outside the agreed territorial applicability of the cover or beyond the agreed scope of cover
  • Loss events related to any professional-level sport, unless additional insurance is obtained
  • Loss events in connection with injury or illness that existed before the insurance commencement
  • Loss events taking place before the premium payment
  • Loss events occuring during qualifying period

FAQ

When reporting a loss event, we would prefer you to use an electronic way. You will find the claims announcement form in the documents section below. Fill-in the information about the loss event and send it to us by e-mail with all the necessary documentation attached. This will significantly help with a fast processing of your claim. 

Alternatively, you can send us the hard copy of the filled-in form together with the documentation by post, which will however prolong the claim settlement time. 

Yes. Our Travel Health Insurance for Foreigners can be used as basis for visa application or long-term (over 90 days) stay permit application.

For this purpose, the insurance contract serves as a proof of purchased Travel Health Insurance for Foreigners pursuant to Act No. 326/1999 Coll. on the Residence of Foreigners in the Czech Republic, as amended.

In case of any problems with the contract acceptance, send us an e-mail to info@icolonnade.cz.


Yes. Travel Health Insurance for Foreigners covers tourist, study and work stays in the Czech Republic within the scope of complex health care, regardless of the stay length. 

If you purchased the insurance for both Czech Republic and Schengen, then the Travel Health Insurance for Foreigners is valid for the whole Schengen Area. Outside the Czech Republic it covers only tourist stays up to 90 days in the extent of essential and urgent health care. 

Travel Health Insurance for Foreigners in the Czech Republic can be purchased in the extent of complex health care in two variants that differ in the indemnity limits*:

STANDARD comprehensive health care 

  • Medical expenses (or health care) and transport 10 000 000 CZK (no less than 400 000 EUR)
  • Stomatological care 20 000 CZK per year
  • Medication prescribed as part of outpatient care 20 000 CZK per year
  • Mandatory Vaccination 20 000 CZK per year
  • Preventive care 1 per year

PREMIUM comprehensive health care

  • Medical expenses (or health care) and transport 25 000 000 CZK
  • Stomatological care 25 000 CZK per year
  • Medication prescribed as part of outpatient care 25 000 CZK per year
  • Mandatory vaccination 25 000 CZK per year
  • Preventive care 2 per year

*Unless specified otherwise in the table, the limits always apply to the insured event.

The insured can expand the coverage for the Schengen Area in the extent of essential and urgent health care for foreigners.

More information in IPID.

In case of injury or health issues please contact our assistance service. You can find the phone number on the assistance card that is part of contract documentation send to you after premium payment. Our experienced operators will instruct you how to proceed next. 

Our assistance service is available 24 hours a day, 365 days a year, in English and Czech. In addition, we are able to provide interpretation into Ukrainian, Russian and Vietnamese. 

In life threatening situations always contact emergency services (phone no. 155) first. 

At doctors office insurance validity can be proved by insurance contract or assistance card issued by the insurer.

Both documents are part of contract documentation send to your e-mail after premium payment. 

If you need to see a doctor, always contact the Colonnade Insurance Assistance Service. Our coordinators will recommend the most suitable solution for your situation, including suitable medical facility, online medical consultations etc. 

If, at the time of the claim, a valid optional insurance for pregnancy has been taken out or the waiting periods for the basic tariff expired (3 months for the first detection of pregnancy, 8 months for childbirth), all medical treatment undergone by the insured person in connection with pregnancy and childbirth in the insurer's contractual facility or in another facility approved in advance by the insurer is covered.

The insurance does not generally cover care beyond the scope of public health insurance in the Czech Republic. The ambulance service is covered in the event of an immediate life threat. 

Documents

Permanent physical impairment valuation table

download

Information document about the insurance product

download

Insurance policy example

download

General Terms and Conditions

download

Assistance Service

download

Product Information

download

Need some advice?

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Do you have a question?

Call +420 277 277 979  and our operators will be happy to help. 

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Want to cooperate with us?

Travel Health Insurance for Foreigners can also be arranged online through our business partners. Do not hesitate to contact us to learn more. 


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