This is simplified cargo insurance for domestic transport and transport from/to neighbouring countries by vehicles of the owner of the goods. A yearly indemnity limit is determined depending on the number of vehicles used, disregarding the total number of transport cases.
Intended for
- business entities that carry out repeated transport of goods and services: by their own trucks or vans,
- in the insured's own name,
- within the Czech Republic and/or neighbouring countries,
- as part of the business activities of the insured
Risks covered
- traffic accident
- fire, lightning stroke, explosion
- collapse of a building or any part thereof, aircraft crash or fall of a part of an aircraft, falling of a tree
- earthquake, volcanic eruption, windstorm, flood, landslide, avalanche
- theft from a closed and locked vehicle if forcibly entered
- possible additional insurance of loading and unloading
Advantages
- simple and unambiguous
- separate insurance conditions
- scope of cover encompasses the most frequent accidents that cause damage in road transport
- symbolic price compared to the turnover achieved corresponding to a great number of transports, minimum administrative burden for the insured during the insurance period
- contract may be changed without the necessity of issuing amendments
- individual approach of the insurer to each client
