A manager hospitalised for weeks after a traffic accident, a key expert injured abroad, workmen trapped under debris - such events present serious complications not only for the victims, but also for the employers. And the most valued employees are often the most vulnerable ones.

Intended for

  • Inestimable for employers of highly specialised experts, creative workers or other key employees, whose temporary or permanent absence would mean a very costly search for an alternative solution.


  • Individual approach
  • Insurance cover for employers and employees alike
  • Compensation of increased costs of the employer in the event of the long-term hospitalization of a manager.
  • Coverage of executive search in the event of the death or serious disability of a manager due to an accident

Risks covered

  • Accidental death
  • Permanent disability as a result of an accident
  • Serious permanent disability as a result of an accident
  • Daily allowance during hospital stay due to an accident from the 1st day of hospitalisation